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If they do not meet this requirement, they must give customers rebates to make up the difference.","content_type":"","title":"","shrink":null},{"type":"particle","particle_id":1913578,"object_id":"khwangreports_1375212118","particle_type":"image","picture":"https://s3-eu-west-1.amazonaws.com/infogram-particles-700/khwangreports_1375212118.jpg"},{"type":"particle","particle_id":1903620,"object_id":"khwangreports1375132187","particle_type":"quote","picture":null,"text":"$500,000,000","content_type":"","title":"Across the U.S. insurance companies paid half a billion dollars in rebates for failing to meet the 80-20 Medical Loss Ratio in 2012","shrink":null},{"type":"chart","chart_id":2438364,"object_id":"khwangreports_1375132543","chart_type_nr":23,"data":[[["$314, 374","Alabama health insurance rebates for 2012","downPath",""],["1, 487","Alabamians who received rebates","profilePath"],["$248","Average rebate per 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